Equipment Financing Made Easy

You can finance a broad array of equipment, including but not limited to agricultural, construction, industrial, technology, and office equipment. The flexibility of our financing options allows you to acquire the necessary tools and machinery your business operations require.

Equipment financing terms can range widely but typically vary from 12 to 72 months, depending on the type of equipment and the specific financing arrangement. We offer customizable terms to fit your business's cash flow needs.

Choosing between leasing and financing depends on your business's financial health, equipment needs, and long-term goals. Leasing might offer lower monthly payments and flexibility, while financing could lead to ownership and potential tax benefits. We can help you decide which option suits your situation best.

While higher credit scores generally get better rates and terms, a range of financing options is available for various credit levels. We consider multiple factors, including business health and cash flow, to accommodate businesses with diverse credit profiles.

Yes, both new and used equipment can be financed. Financing used equipment can be a cost-effective choice for many businesses looking to expand capabilities without the expense of new equipment.

An equipment loan generally results in owning the equipment after the loan is paid off, whereas a lease can offer lower payments with options to buy, renew, or return the equipment at the end of the term.

The speed of funding can vary, but we strive to process applications as quickly as possible—often within a few hours after all necessary documents are submitted. Our goal is to help you access the equipment you need without delay.

Down payments are not always required; however, providing one can reduce your monthly payments and improve the financing terms. The requirement for a down payment can depend on the type of equipment and your financial condition.

Typically, you'll need to provide financial statements, such as recent bank statements, and the equipment quote or invoice. The exact documents may vary based on the loan amount and the lending requirements at the time.

Policies on early payoff vary by lender. Some agreements allow for early repayment without penalties, while others may include prepayment terms. We recommend reviewing your financing agreement for specific details or consulting with us to understand your options.